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How to File an Auto Accident Claim In states where there is no fault your insurance company will cover medical expenses and lost wages, regardless of who was responsible for the incident. They'll also want to gather evidence and read documents (photos witnesses' testimonies, photos medical records, as well as expense reports). The amount you receive depends on the severity of your injuries and the amount of expenses. This article will guide you through the steps involved in filing an auto accident claim. Report the Accident If you're involved in a car accident it's crucial to report the crash right immediately. In many states, this will be carried out by local police county sheriffs, state police, or Department of Motor Vehicles. Take photos of the scene of the accident if you are able to. You can use these photos to aid in remembering the accident and also to support your insurance claim. Photos can be used to show details like skid marks, vehicle damage, weather conditions, and other vital details. You should also get the information of the other driver, for instance their name and the insurance company they use. Also, you should request their driver's license and car registration, if you can. It's also important to record your personal account of the accident as well as what you saw and what transpired. Remember, memory isn't reliable, and if you don't note what happened, you could be accountable for damages or injuries that are not evident later on. In addition, if you fail to report the incident, your insurance company may not cover any damages that result from it. Review your policy or call your agent to determine if you need to file an accident report. Get Medical Attention Following a car accident, you should seek medical attention and be assessed to determine if there are any injuries. You can avoid future complications by visiting your doctor as soon as you can. It could also help your case when negotiating with the insurance company. If you can, it is best to go to the hospital emergency room after a car crash. Hospitals have access top-quality physicians, surgeons and medical equipment. It can be challenging for insurance companies and defense attorneys to downplay injuries treated at the hospital. Car accidents can cause injuries ranging from minor bruising, to severe internal injuries such as the traumatic brain injury or paralysis. Even if the symptoms, such as stiffness or pain, don't show up immediately it is important to see a doctor. Medical records are crucial evidence to support your claim that you sustained injury-related injuries as a result of the crash. Our Denver car accident lawyers will make use of these medical records to build solid evidence that the at-fault driver's actions caused your injuries, and that you are entitled to fair compensation for your losses. Take Pictures Take pictures of the scene of the accident as soon as you can, but ideally before the police arrive. If you are able, capture all the damages to each vehicle from different angles. It is also important to take close-up photographs of the vehicle and any other critical evidence (such as broken glass or airbags deployed) in the event that you are able to do this. If you're not able to get close-ups, consider placing an object, like a coin, inside the photo to show scale. It is also possible to take photographs without or with flash to reveal more details. It is also a good idea to photograph the injuries you sustained during the collision. The scrapes, scratches and bruises will fade over time, and the photos will serve as valuable evidence of your injuries later on. It's also a good idea for you to capture photos of other details that may be relevant to the accident (such as traffic signals, road signs weather conditions, road debris) because they will help you get a better understanding of what transpired. Contact Your Insurance Company Contacting your insurance company is important regardless of whether or not you plan to file a claim in the event of an accident in your car. Your policy could require you to do this, and even in the event that it does not, your attorney will require records of your losses (like medical charges and repair costs) to prove your claim. Luna advises that you take all relevant information from the scene. This includes the information regarding your vehicle as well as any other drivers involved. Request to see the insurance card of the driver who was involved in the accident and ensure that you have their name, address, telephone number and details regarding their car insurance (company, policy numbers). If there are auto accident attorneys lynwood , try to find their names and contact numbers, too. While the most unintentional thing you'll ever do after a car accident is argue with insurance companies it is essential to remain calm. If you are emotional your statements could be used against you later on in the process. This is why it's recommended to hire an attorney to manage negotiations. They can make sure that you don't say anything that could be used against you later. Contact an attorney An experienced lawyer can assist you in negotiations with the insurance company to obtain a fair settlement. They will go through all of your medical records and bills, and talk to doctors to determine the extent and extent of your injuries. Insurance companies are not able to give the appropriate amount when they haven't been provided with accurate and complete evidence. In addition to pursuing your economic losses, which include medical bills and lost wages, you may also be entitled to non-economic damages for pain and suffering. If the court concludes that the other driver was negligent, reckless or acted with a high degree of, recklessness or malice it could make punitive damage a possibility. You'll need to notify the police if the person at fault fled the scene. You can also obtain the copy of the crash report at the precinct or on the internet. You will need this to submit a no-fault claim, or a liability lawsuit. New York has specific laws that govern automobile accidents. A knowledgeable attorney can explain these rules.